Corporate Expenses: AI is Changing Everything
The way companies manage corporate expenses is undergoing the most profound transformation of the last two decades. This isn’t a gradual evolution, it’s a clear inflection point. Just two years ago, only 31% of organizations were actively managing their AI spend. Today, that number has jumped to 98%. Something structural has shifted. And companies that […]
How to Prepare Your Company for the Future of Expense Management
If you’ve made it here, you probably already know that corporate expense management is changing at an unprecedented pace. Autonomous AI, actionable policies, pre-spend controls, and operational sustainability aren’t future concepts, they’re realities that some companies are already implementing while others are still debating whether change is necessary. This guide is for those who have […]
4 Truths Your Expense Data is Screaming at You
Managing expense reports is a universally tedious task. For finance teams, it’s a storm of receipts, vague justifications, and manual data entry. For employees, it’s a frustrating chore that often ends with them waiting weeks for reimbursement. This administrative grind makes it easy to view expense management as little more than a necessary, and often […]
5 Truths Reshaping Banking (That Hardly Anyone Talks About)
Headlines often highlight FinTech disruptors and AI. But the deepest changes in banking are happening behind the scenes. Based on reports from KPMG, the Financial Stability Board, and other market experts, here are five trends that will define the future of financial services. 1. Higher Costs, Worse Experience The great paradox: whilst internal costs for […]
April 2025 Financial Sector Analysis: Outperformance, Opportunity & Emerging Risk
April 2025 marks another strong month for the financial sector, with growth far outpacing the broader market. Behind the momentum are falling interest rates, rising investor confidence, and a powerful wave of digital transformation. Yet, the road ahead is not without bumps: rising delinquencies and disruptive fintechs pose strategic challenges. Here’s a comprehensive breakdown of […]
The Rise of Account-to-Account (A2A) Payments: from alternative to mainstream payment?
In the ever-evolving world of payments, Account-to-Account (A2A) payments have emerged as a transformative force, reshaping how businesses and consumers handle transactions. By enabling direct transfers between bank accounts without intermediaries like card networks, A2A payments are revolutionizing the payment landscape with their efficiency, cost-effectiveness, and transparency. What Are A2A Payments? At its core, A2A […]
Fraud in Financial Services: The Growing Threat and How Data Enrichment Can Help
Fraud in financial services is at an all-time high, with criminals leveraging sophisticated techniques to exploit vulnerabilities in banking, insurance, and fintech sectors. According to the 2024 Fraud Trends Report, financial fraud in the UK alone resulted in nearly £1.2 billion in losses in 2023, with authorised push payment (APP) fraud accounting for 40% of […]
Future Trends in UK Payments: Insights for 2025
The UK payments landscape is rapidly evolving, with several key trends expected to shape the industry by 2025: Expansion of Open Banking and Open Finance: The UK’s regulatory environment continues to support the growth of open banking, enabling consumers to share their financial data securely with third-party providers. This facilitates the development of innovative payment […]
The Transformative Role of AI in Financial Data Enrichment
The impact of Artificial Intelligence (AI) on finance goes beyond a simple technological advancement: it is a paradigm shift fundamentally transforming how financial institutions operate. One of the most transformative applications of AI in finance is data enrichment, where AI enables institutions to leverage vast amounts of data to make smarter, faster, and more customer-centric […]
The Power of Open Banking: A Guide to What It Is, How It Works, and Why It Matters
How Does Open Banking Work? At the heart of Open Banking is the use of secure APIs, which allow different financial service providers to access customer data when permission is granted. Here’s a step-by-step look at how Open Banking functions: Customer Consent: Customers choose which third-party providers can access their data. Secure Data Transfer: Banks […]
